I, Keith Finnell am a Qualified Inspector that holds an active license as a home inspector licensed under Section 468.8314 Florida Statutes who has completed the statutory number of hours of hurricane mitigation training approved by the Construction Industry Licensing Board and completion of a proficiency exam.

IINSURANCE

INSPECTIONS 

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WIND MITIGATION
 
Homeowners are entitled to premium reductions on the wind- storm coverage portion of their homeowner's insurance policy based upon the findings of a Wind Mitigation Inspection. As mandated by STATE LAW
(Florida Statute 627.0629)
Mitigation inspections=
-MUST BE CERTIFIED by a QUALIFIED INSPECTOR- 
Section 627.711(2) Florida Statutes.
FOUR POINT INSPECTION
 
A Four Point Inspection focuses only on four main areas of interest in a home-
*General Roof
*HVAC (heating,ventilation and air conditioning)
*Electrical wiring and panels
*Plumbing connections and fixtures
 
Insurance companies are becoming increasingly reluctant to issue homeowner insurance policies on older homes (25 years or older) without documentation by a licensed professional.